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Tax Code 647L

Everyone that works in the UK is given a tax code. Your tax code takes into account any allowances or expenses that you are entitled to and allows your employer to deduct the corresponding amount of tax from your wages. Sometimes your employer can assign you the wrong tax code and often this results in an overpayment of tax. Any overpayment of tax needs to be claimed back from the Inland Revenue and does not usually happen automatically.

What does Tax Code 647L mean?

If you multiple the number in your tax code by 10, you can calculate the amount of your tax free allowance that has been assigned by your employer to your wages. For example:

Take the number from 647L and multiple by 10: 647 x 10 = £6470

This means that your employer has an amount of £6470 as your tax free allowance, the amount you can earn before you need to pay any tax.  This is the current tax free allowance in the UK and unless cicrumstances are different it is likely that you should have this amount allowance.

How does your tax code work

Your tax code and the allowance that it assigns you, will enable you to receive a portion of your allowance in each pay packet as oppose to receiving it all in one lump sum. This often works well if you are working the whole tax year, but if you stop working part way through the tax year, due to redundancy or leaving the UK for example, you can often overpay tax and therefore be due a rebate.

Are you on the right tax code?

If you are not claiming any company benefits or receiving any special allowances it is likely that you tax code should start with ’647′ for the current tax year. Without knowing your unique tax situation it is difficult to say if you are on the right tax code. If you are unsure you can contact you local tax office and ask them to supply you with a tax coding notice which will show how they calculated your tax code.

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Ian - Friday, August 20th, 2010

I am on 647l tax code. I have been taxed in certain weeks when i have worked an unusually high number of hours. Will this be repaid to me automatically, or do I have to claim the money back at the end of the tax year? (provided I have earned less than £6475)

TaxFix - Monday, August 23rd, 2010

Ian: You can claim back any overpayment of tax at the end of the tax year when you are given your P60.

Anonymous - Wednesday, August 25th, 2010

I was a student and started paid employment on 1st July … I have been taxed at code 647L. Should I be paying less tax as I did not work for the first three months of this tax year, nor at any point in the previous tax year?

TaxFix - Thursday, August 26th, 2010

Anonymous: At the end of the tax year (April 2011) you should receive a P60 or a P45 when you stop working. When you have this you can see if you are due a tax refund by using our tax refund calculator. The amount of your refund depends on how much you earn in the year and how much you pay in tax.

Anonymous - Thursday, August 26th, 2010

I was working for an english company from 2003 to 2006 and I unfortunately lost my p 45. I got with me only one pay slip of that employment.
How will I be able now to recover a copy of it and consequently claim these three working years. Many thanks

Anonymous - Friday, August 27th, 2010

i am a student and started working December 2009 and was under 647L tax code.Currently i havent reached the £6470 allowance each year. When could be the best time for me to apply for a tax refund?

TaxFix - Friday, August 27th, 2010

Anonymous: If you have lost your P45, you can write to your previous employer and ask for a statement of earnings on company headed paper. This can be used as a replacement for a P45. If you would like a template letter which you can to help, just send us an Email and we can send you one, template@taxfix.co.uk

TaxFix - Friday, August 27th, 2010

Anonymous: You can apply for a tax rebate now for any work that you did before April 2010. You can apply for your tax rebate here.

vix - Monday, September 6th, 2010

i was employed may 2010 and finished sep 2010 am i due a tax rebate? ive been on the calculator it states all the tax ive paid is due. is this correct?

TaxFix - Monday, September 20th, 2010

vix: What did you type in the calculator? Was it your income between May 2010 and Sep 2010?

karl butler - Thursday, September 30th, 2010

hi , i am just asking if i am on the right tax code , i live with my partner of 22 years and we have 5 children my tax code is 647L thank you

TaxFix - Thursday, September 30th, 2010

karl butler: 647L is the normal tax code for this year.

middleton m - Thursday, October 14th, 2010

my tax code is 603 i have been told it should be 647. when should this have changed

TaxFix - Friday, October 15th, 2010

middleton m: 647 was the normal tax code at the start of the current tax year (April 6th 2010)

Paul Mccafferty - Thursday, October 28th, 2010

I have been working for a company for 10 weeks. My first 6 weeks i was on BR Emergency tax code then changed to 647L W1. I mistakenly ticked box 2 instead of box 1 on p46. How do i change this and receive emergency tax back?

TaxFix - Friday, October 29th, 2010

Paul Mccafferty: At the end of the tax year in April 2011 you should be given a P60, then you will be able to claim your emergency tax back. When you have your P60 you can use our service if you like to claim your tax back.

becky - Sunday, November 21st, 2010

i started my first propper job in may 2010 my tax code is 647 but last month i was taxed why was this? i thought i could earn 6470 before tax also this has happened before but it was refunded on my next wage will i be refunded again for being taxed last month? also will i keep being taxed?

anon - Monday, November 22nd, 2010

i am currently working two jobs and i only started my second job in sept 2010. at this time my tax code for my first job was reduced from 647L to 261L, with my second job having a tax code of 386L. i have yet to exceed the amount im allowed to earn for the year in either job but i was recently taxed a considerable amount on my first job. its also unlikely that earn any more than 6000 between the two jobs over the year…should i even be taxed and if i am to pay tax, how much should this be?

TaxFix - Monday, November 22nd, 2010

anon: If you earn below £6,475 during the tax year (April 6th until April 5th of the following year) you should pay no tax and will be able to claim back any that you have paid. You can make a claim at the end of the tax year (April 6th 2011)

a.mitch - Thursday, November 25th, 2010

I have been working since august, and it is only part time and am bringing home approx £200 a month.
I have been given the tax code 647l.
I have been paying tax amounts of £90.60 , £37.00
and £53.80.
Is this correct or am i on emergency tax.
Could i claim any of this back ?

TaxFix - Friday, November 26th, 2010

a.mitch: If you earn less than £6,475 a year then you can claim back all of your tax at the end of the tax year.

ELLIOT - Friday, December 17th, 2010

HI,

this tax year I was self employed, but on the 8th november I began employment with a company. I forgot to fill out the p45, so on my first payslip my tax code was BR. Ive gone through the right procedure to get it changed, and now my tax code is 647L.
I earn 18,000 a year.
£1500 a month before deductions.
On tax code BR my take home after tax and NI is
£1087 on my new tax code 647L my take home is still £1087…. if there is a amount to be payed back to me when do I recieve it?? thanks

rajesh patel - Friday, December 17th, 2010

my tax code is 647L x

i know ni count 11% beetween 110 and 844 £ but i dont know how match count pay tax ?

please tell me how match count

TaxFix - Saturday, December 18th, 2010

ELLIOT: More than likely. Normally if you are on an emergency tax code you will overpay tax and can claim a tax refund. At the end of the tax year when you have your P60 you can make your claim.

Joanne Hedges - Saturday, January 15th, 2011

The tax code shown on my payslip is 1-0B – I have only been working for this employer since 7/4/10 – (previously a housewife at home with no income). I am earning minimum wage and work only 92 hours a month. I seem to be paying a huge amount of tax please can you advise me;I would be most grateful for your help.

Charlie - Monday, January 31st, 2011

i started my first payed job two years ago in june, i am on tax code 647l and have been taxed every week since i started, does this mean i have some money i can claim back?

TaxFix - Tuesday, February 1st, 2011

Charlie: Tax code 647L is the normal tax code for the current year.

HT - Monday, February 7th, 2011

I received a letter from HMRC informing me to use the tax code BR. A name of a different co. was mentioned on the letter. Probably my employer had added my name on the list of employees on their second co? for what reasons is not immediately clear. Code means I have 2 jobs but actually I have only one job. will this mean i will be taxed more than I should be?

TaxFix - Wednesday, February 9th, 2011

HT: Often if you are on a BR tax code you can overpay tax. At the end of the tax year in April, you should be given a P60 from your employer, when you have this you can make a claim for any overpayment of tax.

Denise - Friday, February 11th, 2011

I have been told I can claim back £60 for washing my own uniform at home. Is this correct?

Anon - Thursday, February 17th, 2011

I was working as a contractor at a bank from Nov 2010 to Feb 2011. I worked for and was paid by the bank rather than through an agency. I have just received my P45 from them and it states that my tax code is 647L. Is this correct?

yvonne mcdonald - Friday, February 18th, 2011

I earn 10,448.88 annually how much tax should i pay?

Vin Zee - Saturday, February 19th, 2011

hi, I would like to better understand tax calculations.
I’am working since 9th MAR 2010, I’am employed, I earn 17000 annualy my tax code is 647L.

I used Rebate tax calculator:

Income for Year: £ 17.00.00
Tax Deducted: £ 6.470.00
Tax Rebate Due: £ 4,365.00

so it means I can claim at this tax year end, to return £ 4,365.00 or I done something wrong ?

Thank you for your response and help.

sally green - Sunday, February 20th, 2011

is tax code 647l a single persons allowence

TaxFix - Wednesday, February 23rd, 2011

Vin Zee: Are you sure that is how much PAYE tax you paid (not including national insurance). It seems very high.

TaxFix - Wednesday, February 23rd, 2011

Anon: The tax code for 2010/2011 should normally be 647L for most people.

iris - Wednesday, March 2nd, 2011

I on 647L (Mt 1) tax code. I do not understand the (Mt 1) at the end of my tax code. I have been taxed on all my wages since I started work this year. Could you please explain what this (Mt 1) means.

Thanks

mogos - Wednesday, March 9th, 2011

I started my first work on the first janury 2011. have got 647L tax cod.on the first month month i use to work 17.5 housr a week andy they never took tax from my salary even though am working more than 24 hours a week they only took national insurance.and know i have got anouther job on first february and my tax cod is BR1.so can i change my BR1 cod.

thank you

pikul kompoo - Wednesday, March 16th, 2011

tax codes 647l can refund or not? thanks so much

Steve - Thursday, March 31st, 2011

I have a military pension of

Laura - Thursday, March 31st, 2011

Quick question. anything you earn over your non taxable allowance, is it taxed at 20%?

Santo - Monday, April 4th, 2011

Hi, I am a student and working in London. My tax code is 647L. And my total income of whole year is 10000 and something and tax paid is 850 or something around 800 to 900. My manager said if my salary is less than 11000 I ll get all my tax back …:P is that true !!

Ahsan - Thursday, April 7th, 2011

I received a letter from HMRC stating that your tax code has been changed from 647L to 104T i m unable to understand why I m earing 13400/annum. This week i paid 41.80as tax out of £280 gross.on 647L i use to pay half of it. Plz advise

allan - Thursday, April 7th, 2011

been working for a year and on tax code 647L, but i have paid tax every week, can i claim it back?

amie - Friday, April 8th, 2011

I’m 17 and have earnt 9,000 in the last year at my part-time job. My P60 says I got taxed less than I did, I’m still in full-time education.
Will I get any tax back?

Hari K. Pradhan - Monday, April 18th, 2011

I want to know my correct tax code. Can I have contact email address please?

Ranjana - Monday, April 18th, 2011

I started to work from 28 November 2010. My tax code was 475/L4768. Total income for 2010/11 is 4776.75. Tax deducted from my salary is 279.80. Do I have to claim money back at the end of tax year?

sebastian - Thursday, April 21st, 2011

in my WEEkly pay slip l can see this
EARNINGS:
BASIC PAY 222
HOLYDAY PAY 49
COMMISIONN 190.26

What does it means COMMISION:
Im think the contractor hired me for the company im working is doing something in order to avoid taxes
what does it means commision?
why they dont put all the hours l work weekly (37..5 ) and they put same of the hours under “commision”

tks in advance

nana - Tuesday, April 26th, 2011

i was on 647l tax code why has it change to 190l and paying more tax

aimee - Thursday, April 28th, 2011

wat does 647l w1 mean

troy cunnington - Thursday, May 19th, 2011

hi have been working at coop food retail for approx 3yrs and i am still on tax code 647l i am 19yrs old started at 16yrs could you please let me no if i should phone tax office

william fraser - Thursday, July 21st, 2011

i have beeb unemployed since jan2011. i start work 15th august will i pay tax immediately mmy tax code is 647l

Neringa - Sunday, August 21st, 2011

Hellow
My tax code doesnt change yet. I have 647, why?
Everybody have 747 now….
Thanks

NickP - Sunday, August 21st, 2011

Thanks for your question. Are you sure that 647 is your tax code for the 2011/12 tax year? It may have been your code for the 2010/11 tax year and may have changed (check your most recent PAYE Coding Notice for details).

If you’re not sure that your tax code is correct you should contact your Tax Office.

suiz - Tuesday, August 23rd, 2011

i am a part time student in the UK. My total pay for the year 2010-2011 was 2090.56 and in my P60 form it is written that i have 0.00 tax deducted. What does this mean and my final tax code is 647L. Does this mean that i have not been paying tax? But my other colleagues have been paying tax and they have already refunded it.

Tax Fix - Thursday, August 25th, 2011

@suiz

In the tax year 2010/11 your Personal Allowance (the amount you can earn before you start paying tax) would have been £6,475. This is why your tax code is 647L.

If you have £0 tax deducted then that is correct as you only earned £2,090.56 (well under your Personal Allowance). You are right not to have paid any tax.

Ran - Monday, September 5th, 2011

Please let me know the correct tax code that applicable for a international student who is working in UK

Sally - Sunday, November 27th, 2011

I have been put on tax code of 104T is this right. my husband says I should be on 647l. I work part time and it is my only Job

annette glover - Monday, January 2nd, 2012

i have been receiving tax credits for my daughter for a good few years but on talking to other members of staff at work i seem to be paying more tax than them even though i am a single parent with a child in full time education. I know i receive tax credits but looking at the amount of tax i pay on a weekly basis ( around 30 pounds ) i don’t seem to be much better off. I would assume my tax code should be lower. I don’t claim any other benefits .

Mohammed Irfan - Tuesday, May 1st, 2012

I am working in an company. Till end of june 2012 i had tax code 647L. all of a sudden it changed to 710 L. I dont know why it is ??/

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